7 Practical Ways Nigerians Can Beat Inflation and Grow Their Savings in 2026 Start with a Problem: Inflation in Nigeria has been challenging, constantly eroding the value of the Naira and shrinking the purchasing power of your hard-earned money. If you are saving Naira under your mattress or just in a basic bank account, you are effectively losing money every month. The Promise: The good news is that you don't have to watch your savings dwindle. We've compiled 7 practical, accessible strategies designed specifically for Nigerians to not just save, but to actively grow their wealth above the inflation rate in 2026. 1. 💰 Invest in High-Yield Treasury Bills (T-Bills) and FGN Bonds Actionable Step: T-Bills and Federal Government of Nigeria (FGN) Bonds are generally considered the safest investments in Nigeria, backed by the government. They often offer yields that are higher than commercial bank savings rates. Why It Works: It’s a low-risk way to lock in retur...
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