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Showing posts from December 20, 2025

The New Tax Laws

Post 1: The ₦800k Tax Law — What It Means for Your Take-Home Pay ​Starting January 1, 2026 , the Nigeria Tax Reform Act will officially change how millions of Nigerians calculate their salaries. Here is the simple breakdown of who wins and who pays. ​ 1. The "Zero Tax" Bracket ​If your total annual income is ₦800,000 or less (roughly ₦66,667 per month ), you are now 100% exempt from personal income tax. You keep every kobo you earn. This is specifically designed to provide "breathing room" for low-income earners struggling with inflation. ​ 2. The New "Rent Relief" Deduction ​This is a game-changer for middle-income earners. You can now claim a 20% deduction on your annual rent , capped at ₦500,000 . ​ Example: If you earn ₦5 million a year and pay ₦1 million in rent, you can deduct ₦200,000 from your taxable income, lowering the amount the government can tax.       3. More Money in Your Pocket ​Because the tax brackets have been widened, eve...

Tinubu’s Economic Reset: ₦58.18 Trillion 2026 Budget and the End of "Multiple Budgets"

Tinubu’s Economic Reset: ₦58.18 Trillion 2026 Budget and the End of "Multiple Budgets" ​President Bola Tinubu has just presented a historic ₦58.18 trillion 2026 Appropriation Bill to a joint session of the National Assembly. Titled the "Budget of Consolidation, Renewed Resilience, and Shared Prosperity," this bill represents a hard "reset" for Nigeria’s fiscal management. ​ 1. Terminating the "Multiple Budget" System ​The biggest news in the President’s address was his vow to stop the practice of running multiple budgets concurrently. ​ The Problem: For years, Nigeria has had overlapping budgets (e.g., spending from 2024 and 2025 at the same time), leading to abandoned projects and confusion. ​ The Solution: Tinubu has requested the National Assembly to repeal and re-enact the 2024 and 2025 budgets into a single document. By March 31, 2026 , all capital liabilities from previous years will be closed. From April 2026, Nigeria will...

The Discernment Survival Guide: How to Find a Healthy Church

The Discernment Survival Guide: How to Find a Healthy Church ​In an era of viral scandals and "End Time" deception, finding a safe spiritual home is more important than ever. Use this guide to evaluate any ministry you consider joining. ​ Step 1: The "Financial Transparency" Test ​A healthy church treats the congregation's tithes and offerings as a sacred trust, not a personal bank account for the lead pastor. ​ The Sign of Health: The church has a public board of elders or a financial committee. They are open about how money is spent on the community and the building. ​ The Red Flag: If the pastor is the only one who knows where the money goes, or if he becomes angry when asked about financial accountability, run. ​ Step 2: The "Berean" Check (Acts 17:11) ​In the Bible, the Bereans were praised because they checked everything the Apostle Paul said against the Scriptures to see if it was true. ​ The Sign of Health: The pastor encourages y...

5 SIGNS TO SPOT A Fake PASTORS

  ​ 1. The "Me-First" Gospel (Pride and Self-Worship) ​A major sign of a false teacher is the shift of focus from Jesus Christ to the leader themselves. They often demand "pastor worship" and act as though they are the only ones with a "special" connection to God. ​ The Red Flag: They talk more about their own greatness, their cars, and their "anointing" than they do about the Bible. ​ The Bible Says: "For such men are slaves, not of our Lord Christ but of their own appetites; and by their smooth and flattering speech they deceive the hearts of the unsuspecting." ( Romans 16:18 ) ​ 2. The "Price-Tag" on Grace (Greed and Exploitation) ​If every prayer, blessing, or "deliverance" requires a specific financial "seed," you are dealing with a merchant, not a minister. Fake pastors often view the congregation as a marketplace. ​ The Red Flag: They use fear to demand money—for example, telling you tha...

The Rise of the "Prophetic Mafia": Fake Pastors and the End Time Signs

The Rise of the "Prophetic Mafia": Fake Pastors and the End Time Signs ​The headlines are currently dominated by stories of betrayal, financial exploitation, and broken promises within the church. From the ₦1 billion lawsuit involving actress Doris Ogala and Pastor Chris Okafor to the global warnings issued by respected leaders like Pastor Mensa Otabil, the African church is facing a season of intense scrutiny. ​ 1. The Biblical Warning: "Ferocious Wolves" ​The Bible was never silent about this. In Matthew 7:15 , Jesus gave a clear warning: "Watch out for false prophets. They come to you in sheep’s clothing, but inwardly they are ferocious wolves." In the "End Times," these figures are expected to increase. Matthew 24:11 explicitly states that "many false prophets will appear and deceive many people." The recent surge in social media-driven "prophetic" ministries—where miracles are performed for views and tithes—mirrors...

Harrison Gwamnishu Scandal: Allegations of Ransom Theft and Legal Battle

  ​ Harrison Gwamnishu Scandal: Allegations of Ransom Theft and Legal Battle ​Popular Delta State activist Harrison Gwamnishu, known for his work with the Behind Bars Rights Foundation , is facing serious accusations from the family of a kidnapped couple in Edo State. The case has sparked a nationwide debate regarding "celebrity activism" and the handling of crowdfunded rescue missions. ​ 1. The Allegation: A "Missing" ₦5.4 Million ​The crisis began following the kidnapping of Mr. and Mrs. Segiru in the Aviele community of Edo State on November 22, 2025. The family alleged that they entrusted Gwamnishu with ₦20 million in crowdfunded ransom to secure the couple's release. However, the family later accused Gwamnishu of diverting part of the funds for personal use. ​ 2. Gwamnishu’s Defense ​Gwamnishu has firmly denied the allegations of theft. In a series of public statements and social media posts, he explained: ​He claimed he was acting as a mediator to ...

Doris Ogala vs. Pastor Chris Okafor: The ₦1 Billion Lawsuit and Bombshell Allegations

  In recent days, the Nigerian entertainment and religious landscape has been rocked by explosive allegations made by Nollywood actress Doris Ogala against Pastor Chris Okafor, the founder of Grace Nation International (formerly Liberation City). The controversy reached a fever pitch between December 14 and December 19, 2025, following the news of the clergyman's wedding to another woman. Here is a breakdown of the situation for your blog: Doris Ogala vs. Pastor Chris Okafor: The ₦1 Billion Lawsuit and Bombshell Allegations Nollywood actress Doris Ogala has launched a public and legal campaign against popular Lagos-based cleric Dr. Chris Okafor. The fallout stems from an alleged nine-year intimate relationship that Ogala claims has left her life in ruins. 1. The ₦1 Billion Legal Demand On December 17, 2025, Ogala’s legal team, Synergy Law Partners, issued a formal pre-action notice to Pastor Okafor. The actress is demanding ₦1 billion in general and aggravated damages for an allege...

​Davido "The Lifter": How OBO Just Made Carter Efe the King of African Streaming

  This is a massive moment for Nigerian digital entertainment. Just days ago (December 17–19, 2025), Davido and Carter Efe broke the internet with a collaboration that has completely shifted the landscape for African streamers. Here is a blog-ready news report you can use: Davido "The Lifter": How OBO Just Made Carter Efe the King of African Streaming The "Davido Effect" has struck again, and this time, the beneficiary is none other than the "Machala" creator himself, Carter Efe. In a historic week for Nigerian digital culture, Davido didn't just show up for a livestream—he essentially handed Carter Efe the keys to a new kingdom. 1. Breaking Records: Africa’s Most-Followed Streamer On Wednesday, December 17, Davido joined Carter Efe’s livestream, leading to a staggering peak of over 86,000 live viewers. This surge propelled Carter Efe to become the most-followed streamer in Africa on Twitch, surpassing the record previously held by Shank Comics. 2. The...